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Real Time Gross Settlement (RTGS) is the continuous (real-time) settlement of fund transfers individually. Ellaquai Dehati Bank has introduced RTGS mode fund transfer in all its branches. Amount starting from 2 Lakh can be sent to any other RTGS-enabled Bank’s customer account through this mode from any Ellaquai Dehati Bank Branch. 'Real Time' means instructions are processed at the time of receipt itself; 'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis).

How to do RTGS Transaction?

Customer intending to initiate transfer of funds through RTGS has to fill an application form providing details of the beneficiary (like name of the beneficiary, name of the bank branch where the beneficiary has an account, IFSC of the beneficiary bank branch, account type and account number) and the amount to be remitted. The application form will be available at any of the bank branch. Visit any of our branches, Fill in the form and Submit the same to Bank.

NEFT Timing

RTGS Settlement Timings: Under normal circumstances the beneficiary branches are expected to receive the funds in real time as soon as funds are transferred by the remitting bank. So the settlement takes place in real time.

Rates & Charges

As per RBI guidelines.