Ellaquai Dehati Bank is a RRB established on 16th of July 1979 under the RRBs Act 1976. Government of India, State Bank of India, and Government of Jammu & Kashmir are the joint owners of the Bank. The Bank has its presence in both the divisions of the Union Territory and has at present a network of 110 Branches and 3 extension counters spread across thirteen districts of the Union Territory (Srinagar, Budgam, Ganderbal, Anantnag, Pulwama, Shopian, Kulgam, Jammu, Udhampur, Reasi, Ramban, Doda, and Samba).

Over the years, the role of Regional Rural Banks has assumed greater significance in view of the increased focus on the development of the agriculture sector and rural economy. Our Bank has fine-tuned its strategies to fulfil the role of a rural financial institution. The Union Territory of Jammu and Kashmir is the most beautiful UT in the country, surrounded by the mighty Himalayas and many other lofty mountain ranges.